Affordability Calculator
Learn how much house you can afford in just 60 seconds, and get pre-qualified for a mortgage - all for free!
Mortgage Payment Calculator
Compare down payment, rate, and amortization scenarios to find the perfect mortgage. Calculate affordability and search for homes straight from the app!
CMHC Insurance Calculator
Calculate how much you’ll spend on CMHC insurance premiums in seconds.
Land Transfer Tax Calculator
Find out how much you’ll pay in land transfer tax in any province in Canada.
But RateShop.ca is more than just mortgages. You can use the app to find the best credit cards, investments, insurance policies and even international money transfers.
Features
COMPARE AND APPLY FOR MORTGAGES ON YOUR PHONE
Use the RateShop.ca mortgage comparison tool to find the best interest rate that you actually qualify for. Once you find your best rate, apply for your mortgage directly from the app.
FIND YOUR BEST CREDIT CARD
There are over 250 credit cards in Canada, each with its own benefits. Compare every credit card by the factors you care about: how much you can earn in rewards, the interest rate, sign up bonuses, balance transfer rate and more! After you find your best card, apply for it online.
GET THE CHEAPEST INSURANCE
Looking for your next home, car, travel, life or business insurance policy? Get quotes from all of Canada’s top insurers with just one search, see which one gives the best rates, then purchase your policy in under 5 minutes.
COMPARE AND APPLY FOR BANK ACCOUNTS
Say goodbye to high fees and low interest. Search through every bank account in Canada from every institution and get the one that best suits your needs.
INVEST WISELY
Find the best GIC rates that fit your time frame. Always get the best interest rates on GICs from 30 days to 5 years and get guaranteed returns.
TAKE CONTROL OF YOUR CREDIT SCORE
Many things depend on your credit: the best mortgage rates, loan approvals, even finding a rental. Credit+ monitors your credit 24/7 so you don’t have to. Get instant alerts sent right to your phone when any changes occur to combat identity thieves. You’ll also get unlimited coverage for any losses incurred by identity theft.
FIND THE CHEAPEST MONEY TRANSFERS
Compare 5 of the leading international money transfer companies with one search so you can find the best interest rate and spend the least on fees.